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March 27, 2017updated 28 Mar 2017 10:21am

What is Google Wallet?

Google Wallet and Android Pay are both owned by Google - but they do differ in what they offer users.

By Ellie Burns

Google Wallet allows users to send and receive money through a device or desktop computer for no cost.

The free peer-to-peer payments service

Available only in the US, users link a debit card or bank account to Google Wallet, which can then be used through the Google Wallet app or Gmail. Users input an email address or phone number belonging to the person they wish to send money to, then the recipient must link that phone number or email address to a bank account in order to access the money sent to them.

Can you use Google Wallet and Android Pay together?

Google Wallet remains separate from Android Pay, also owned by Google, and the two platforms have distinct differences. Firstly, Android Pay is only available to Android users, whereas Google Wallet is available on iOS, Gmail and Android.

For those using Android, Google advises to use both Android Pay and Google Wallet as this allows users to tap-and-pay at point-of-sale, send and receive money for free, and keep track of spending.

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