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September 18, 2013

Zapper offers SME’s smart QR Code billing system

The service makes invoice payments as quick and easy as taking a photograph.

By Duncan Macrae

Zapper.com’s Scan-to-Pay service has launched to help reconcile the £36.4bn currently owed to UK SMEs in late payments.
Zapper allows businesses to add unique QR Codes to invoices, whether they delivered in electronic or paper format.

When a customer gets a Zapper QR Code on their bill, they just open the app, scan the QR Code and confirm the amount to be paid. Their card is charged and they receive an email receipt instantly and the business also gets immediate notification that they’ve been paid

Zapper has no setup fees for small enterprises, making this new payment solution more accessible to SME’s than any of its predecessors. Unlike traditional card terminals that cost roughly £600 per year in rental fees and minimum charges, there are no monthly contracts to use this service, the company said. Zapper charges a standard fee of 2.7% +£0.20 applies per successful payment.

The Zapper app is free for customers to download and is compatible with Android and iOS phones. It works using the smartphone camera to scan QR Codes on-screen and in print. Completing the user profile in the app is quick and easy and only has to be carried out once.

A global increase of 44% in mobile payments in the last year alone indicates consumers and business are ready for developments in mobile payments that make everyday tasks like paying bills and shopping online faster and more convenient.
European MD Bradley Duke said: "We wanted to create a system that was of great benefit to customers and businesses of all sizes, leveraging the powerful technology that we all already carry around in our pockets."

"With Zapper sole-traders and SME’s don’t have to worry about handling cheques or customers having cash on them. As long as customers have their smartphones with them, they can make payments anytime and anywhere they like with the same guarantee of safety and security that they have with a normal credit card payment…just without the hassle. It’s an easier way to pay and a result, they are more likely to pay rather than leave it and pay late. It also gives people the choice of using credit cards when cash may be tight."

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