iVOtech, a near field communication (NFC) software and systems company, has launched the third generation of its ViVOnfc Software Suite.

ViVOnfc Software Suite is a collaborative and widely field tested Trusted Service Manager (TSM), over-the-air (OTA) provisioning, and digital wallet software for NFC handsets.

The ViVOnfc Software Suite 3.0, which is based on ViVOtech’s patented two-server software TSM architecture, comprises TSM provisioning software, the ViVOnfc Issuer Server, ViVOnfc Control Server and ViVOwallet Library.

ViVOnfc TSM provisioning software creates a secure, OTA channel for mobile network operators (MNO), handset manufacturers, banks, merchants, and their chosen TSM partners, to provision credit, debit, prepaid, loyalty, and transit transportation cards to the secure storage on NFC-enabled mobile phones.

The ViVOnfc TSM software also enables delivery of mobile marketing content to consumers.

ViVOnfc Issuer Server is used for OTA provisioning by credit, debit, and prepaid card issuers; merchant, loyalty and transit card issuers; and ticket, coupon or offers issuers.

The server sends application data to the Secure Element or baseband memory of an NFC phone. The server also allows the card issuer to set up and manage soft-cards in NFC mobile wallet applications, powered with ViVOwallet Library.

ViVOnfc Control Server, when run by a TSM, facilitates the OTA provisioning functions, and provides life cycle management of secure element and supported applications.

It directs requests from the digital wallet application running on a phone to the Issuer Server supporting the application issuer’s back-office systems. The Control Server allows a TSM to interact with multiple Issuer Servers.

ViVOwallet Library is versatile NFC-enabling software that has an intuitive user interface which runs on mobile phones.

ViVOwallet software is used to create a digital wallet on an NFC phone, that can access and securely manage multiple payment, loyalty, and transit cards, coupons, and tickets, stored in the wallet.

ViVOwallet enables the OTA provisioning channel for soft-card data and payment applications on the handset, and provides management of the applications in the mobile phone’s secure element and baseband memory.

ViVOtech president and founder Mohammad Khan said their patented third generation NFC Software Suite provides all of the essential software and systems required to forever transform how consumers shop and pay for goods and services, receive and take advantage of special offers and advertising, and use their mobile phones in totally new ways that make their lives easier.