A key objective of Committee for Standardization’s (CEN) eXtensions for Financial Services (XFS) Technical Committee is to define and oversee a way of enabling ATM hardware and software from different providers to communicate with each other through the XFS open standard, and thus abstracting the ATM hardware from the application software that drives it. By utilizing the XFS standard, ATM deployers can independently choose best of breed hardware and software and will typically deploy a single software application across a network of ATM hardware provided from one or more ATM providers.

Ian Kerr, CEO of Level Four, said: As open standards gain momentum, there is a greater need in the ATM marketplace for ISVs to help with the development of the XFS standard and to ensure that all ATM parties adhere to the open standard. This is the only way that the industry can move forward and unlock the potential of ATMs as dynamic and revenue-generating customer touch points. Our participation in the XFS Technical Committee will support our strategy for Bridge to help ATM deployers take control of the channel and empower them to offer the sorts of functionality they (and their customers) desire.