Hy-Vee’s image-based capture strategy is designed to reduce check processing costs, without impacting customers. As a result, Hy-Vee is able to leverage the lower cost automated clearing house network. The comprehensive solution purchased by Hy-Vee includes remote, web-based image capture, conversion, validation, archiving and associated services.
Using NCR’s commercial capture technology, Hy-Vee is capturing check images and data in the back office of each retail store, transmitting a balanced deposit via a secure internet connection to the corporate office, applying back-office conversion rules to determine eligibility and converting qualified transactions to an automated clearing house file for processing. Checks that do not qualify for conversion are processed as an image using NCR technology. The image of the check and automated clearing house transactions are also routed to an NCR archive for easy retrieval.
