View all newsletters
Receive our newsletter - data, insights and analysis delivered to you
  1. Technology
October 13, 2009

Banker’s Toolbox Unveils New Edition Of CRE Loan Stress Testing Tool

Enables banks to stress test CRE loan portfolios to determine risk exposure, reveal strategies for creating a healthier loan portfolio

By CBR Staff Writer

Banker’s Toolbox, a provider of commercial real estate loan (CRE) stress testing software and tools to comply with Bank Secrecy Act/Anti Money Laundering laws, has released the new edition of Crest. The tool enables banks to stress test CRE loan portfolios to determine risk exposure, reveal strategies for creating a healthier loan portfolio and better prepare for safety and soundness exams.

Reportedly, the new edition of Crest is streamlined to provide accurate stress test results with less data requirements, overcoming the ongoing data-gathering challenge faced by all banks. This program uses a model that allows for unified stress testing of all types of CRE loans.

According to the Banker’s Toolbox, the system enables banks to segment their CRE loan portfolio based on an unlimited variety of factors, including geography, property type or industry. Its universal stress factors empower bankers to run multi-variable scenarios that incorporate hypothetical changes to income, property valuation, and interest rate, without sacrificing flexibility and control for unique loan segments. The program’s realistic analysis makes it simple for banks to outline hazardous CRE loan concentration areas within the lending base and forecast complications with risky borrowers.

Daniel Cho, CEO of Banker’s Toolbox, said: “Examiners expect bankers to prove the strength of their CRE loan portfolio by stress testing based on current and potential future market conditions. Crest is the only CRE loan stress testing tool that gives banks automated framework that can be used to effectively eliminate burdensome data management requirements and produce a baseline stress test within a single workday.”

Content from our partners
Rethinking cloud: challenging assumptions, learning lessons
DTX Manchester welcomes leading tech talent from across the region and beyond
The hidden complexities of deploying AI in your business

“When it comes to making decisions on CRE loan portfolios, more realistic, accurate information leads to stronger decisions for the bank. Crest provides this data and analysis in an affordable, easy-to-use interface that is infinitely more manageable and cost-effective than the comparable tasks of maintaining data integrity in a spreadsheet or repeatedly hiring outside consultants,” he added.

Websites in our network
Select and enter your corporate email address Tech Monitor's research, insight and analysis examines the frontiers of digital transformation to help tech leaders navigate the future. Our Changelog newsletter delivers our best work to your inbox every week.
  • CIO
  • CTO
  • CISO
  • CSO
  • CFO
  • CDO
  • CEO
  • Architect Founder
  • MD
  • Director
  • Manager
  • Other
Visit our privacy policy for more information about our services, how Progressive Media Investments may use, process and share your personal data, including information on your rights in respect of your personal data and how you can unsubscribe from future marketing communications. Our services are intended for corporate subscribers and you warrant that the email address submitted is your corporate email address.
THANK YOU