Response Analytics’ (RAI) distressed portfolio management (DPM) system combines software and services and uses optimization-based technology to provide continuous portfolio valuations and optimal recovery rate recommendations matched to appropriate collection channels.

By ‘adaptively’ learning and therefore predicting how borrowers and portfolios will react to changing market and economic conditions, mortgage organizations can increase accuracy for valuations and cash flow forecasts as well as optimize workout recommendations, in order to rapidly adapt business strategy to the current business climate.